Your financial life.Finally stitched together.
Bring every investment, property, pension and account into one clear picture — across brokers, currencies and countries. See your true net worth, understand where your money really sits, and chart your path to financial independence. Whatever stage you're at.
Brings together everything you already hold
Trading 212 syncs automatically — add anything else in seconds, with more brokers on the way.
Trading 212
Vanguard
Interactive Brokers
Apple
Hargreaves Lansdown
Bitcoin
Fidelity
Nvidia
Schwab
Ethereum
Robinhood
Tesla
eToro
DEGIRO
FreetradeVanguardTrading 212CoinbaseYour wealth is fragmented.
Your money is scattered across brokers, pensions, property, crypto and spreadsheets — often in different accounts, and even different countries. Hard to see clearly. Impossible to plan confidently.
See the complete picture.
From scattered to in control.
Track
Bring every account, holding, property, pension, liability and income stream into one reconciled model — synced where we can, manual where we can't — all in your base currency.
Understand
Turn balances into truth: your real net worth, your true allocation across stock, geography, sector and currency, and the hidden concentration no single account reveals.
Plan
Project the future and ask “what if”: your FIRE number, safe-withdrawal modelling, inflation-adjusted timelines and scenarios — every assumption shown and yours to change.
Optimize
Spot what matters next — concentration risk, cash drag, tax-wrapper efficiency, savings rate — as clear, explainable decision support. We show the options; the choice stays yours.
Know what you really own.
FinStitch combines every account into one true allocation — your real exposure by stock, geography, sector and currency. The same company held in three places counts once, so hidden concentration finally shows. You might be heavily exposed to one market and never know it.
12%Plan the day work becomes optional.
What if? We'll show you.
- Can I retire at 50?
- Can I buy a second property?
- Can I take a career break?
- Can I start a business?
Your whole wealth, at a glance.
Net worth, true allocation, income and FIRE progress — reconciled to the penny and shown in one base currency. The sum of your accounts always matches the total.
Every stage of the journey.
Build the habit early
Young professionals finding their feet. Watch your savings rate and net worth compound, set your FIRE target from day one, and see the future you're building — not just last month's spending.
Make every account make sense
Investors, high earners and landlords juggling ISAs, a GIA, a SIPP, a pension and maybe a buy-to-let. See your true allocation across every broker and currency, then plan your path and move faster toward independence.
Manage what you've built
Already reached FIRE? Know exactly where your wealth sits, track every income stream, and watch your safe-withdrawal headroom — so the money you worked for keeps working calmly.
One picture, every country
Expats and globally-spread families whose money is split across countries, brokers, accounts and properties. Roll it all into one base currency and finally see the real, combined picture.
Trusted with your whole picture.
Read-only by design
We can see your balances, never move your money. No trades, no transfers — ever.
Encrypted by default
The keys to any account you connect are encrypted, never logged and never shown back to you — and your data is encrypted in transit and at rest.
Secure sign-in
Sign in with multi-factor authentication, and we never store your password.
Your data, your rules
Your data is yours — we never sell it, and you can have all of it permanently deleted whenever you want. Full data rights under GDPR.
A tool, not an adviser
FinStitch is decision support, not regulated advice. Every assumption is shown, and the decision is always yours.
Start stitching your financial future.
Built to stitch your whole life together.
One net worth, calmly presented. Depth when you ask for it, never noise.
Read-only, encrypted, and yours to delete. We earn trust by design.
Just starting out, building wealth, or already free — and for money that spans accounts, brokers and borders.
We ship what works and tell you what's coming. No vapourware promises.
Good to know.
FinStitch brings your whole financial life into one place — investments, property, pensions, cash, crypto and liabilities — and turns it into your true net worth, your real allocation, and a clear path to financial independence. It's a wealth tracker and planning tool built for every stage, from your first ISA to life after FIRE.
Anyone whose money lives in more than one place. Young professionals building the saving habit and aiming at FIRE; investors and high earners juggling many accounts who need their true allocation; people who've already reached financial independence and want to see exactly where their wealth sits; and expats whose money is split across countries, brokers and currencies.
No. FinStitch never asks for bank logins. You can sync supported brokers in read-only mode, and add everything else — property, pensions, cash, crypto, liabilities — manually. Direct bank connections via open banking are on our roadmap for a later release.
Trading 212 syncs automatically today, pulling holdings, day-change and dividends. More brokers — Interactive Brokers, Vanguard and others — are planned. Anything not yet supported can be tracked with manual holdings.
Hold assets in any currency. You set one base currency, and FinStitch converts everything using live FX rates so your net worth, allocation and gains are always shown in one consistent unit — with no drift between the sum of your accounts and the displayed total, and a currency-allocation view to reveal your true exposure.
No. FinStitch is a software and decision-support tool — not a regulated adviser, broker or bank. Every projection shows its assumptions and leaves the decision to you. We never tell you which investments to buy or sell, and we never move your money.
Broker API keys are encrypted with AWS KMS, sign-in uses Amazon Cognito with multi-factor authentication, and every connection is read-only — we can see balances, never move money. You can have all of your data permanently deleted at any time, and you hold full data rights under GDPR.
FinStitch is in private beta. Join the waitlist for early access — it's free for our first members, and we'll share simple, honest pricing before any paid plans go live.