Question 1

What is FinStitch?

Accepted Answer

FinStitch brings your whole financial life into one place — investments, property, pensions, cash, crypto and liabilities — and turns it into your true net worth, your real allocation, and a clear path to financial independence. It's a wealth tracker and planning tool built for every stage, from your first ISA to life after FIRE.

Question 2

Who is it for?

Accepted Answer

Anyone whose money lives in more than one place. Young professionals building the saving habit and aiming at FIRE; investors and high earners juggling many accounts who need their true allocation; people who've already reached financial independence and want to see exactly where their wealth sits; and expats whose money is split across countries, brokers and currencies.

Question 3

Do I have to connect my bank account?

Accepted Answer

No. FinStitch never asks for bank logins. You can sync supported brokers in read-only mode, and add everything else — property, pensions, cash, crypto, liabilities — manually. Direct bank connections via open banking are on our roadmap for a later release.

Question 4

Which brokers can I sync?

Accepted Answer

Trading 212 syncs automatically today, pulling holdings, day-change and dividends. More brokers — Interactive Brokers, Vanguard and others — are planned. Anything not yet supported can be tracked with manual holdings.

Question 5

How does multi-currency work?

Accepted Answer

Hold assets in any currency. You set one base currency, and FinStitch converts everything using live FX rates so your net worth, allocation and gains are always shown in one consistent unit — with no drift between the sum of your accounts and the displayed total, and a currency-allocation view to reveal your true exposure.

Question 6

Is FinStitch financial advice?

Accepted Answer

No. FinStitch is a software and decision-support tool — not a regulated adviser, broker or bank. Every projection shows its assumptions and leaves the decision to you. We never tell you which investments to buy or sell, and we never move your money.

Question 7

Is my data secure?

Accepted Answer

Broker API keys are encrypted with AWS KMS, sign-in uses Amazon Cognito with multi-factor authentication, and every connection is read-only — we can see balances, never move money. You can have all of your data permanently deleted at any time, and you hold full data rights under GDPR.

Question 8

How much does it cost?

Accepted Answer

FinStitch is in private beta. Join the waitlist for early access — it's free for our first members, and we'll share simple, honest pricing before any paid plans go live.

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